I am an 18 year old who is looking to buy a car. Can i get a loan or cosign? The car I want to buy is a 2015 Nissan Versa for $8000.?

If i cosign, my parents already have 2 other car loans under there name. They are looking to buy a next year. If they pick up this loan and cosign with me, will there chance for approval for a house loan be affected? Is there a way I can finance the car on my own? I have had and used my credit card for only a few

If i cosign, my parents already have 2 other car loans under there name. They are looking to buy a next year. If they pick up this loan and cosign with me, will there chance for approval for a house loan be affected? Is there a way I can finance the car on my own? I have had and used my credit card for only a few months.

Other answer:

Sameer Aziz:
You need to be looking at a much lower priced car for cash.

Versa is a crap car.

All that said, unless your parents have very good credit AND sufficient income without too much debt, you have no chance of financing.

2 car loans doesn't automatically stop them from cosigning for you. But, a lot of people with 2 car loans couldn't cosign or buy a 3rd.

A cosigner is a guarantor. You are of no value as a cosigner. Your dad may or may not be depending on his credit, income & other obligations.

Again, Versa is a crap car.

If you insist on a Nissan, get a Sentra.

SennaMP4:
I Take It That You're Not A Car Guy Because You're Buying A Versa. Lol.
Dash:
Yes it could affect your parents ability to get another loan if they cosign on your car. The loan amount would be added to the total amount of debt your parents have. If the loan company sees lots of debt and not enough income they will reject the loan.
NSOUR:
You are going to need a co-signer, unless you have good credit history (most 18 year olds don't have any history). And yes, it will affect your parents' odds of approval for a mortgage.
Love big words:
Pay cash = no problem