I want to cancel my Insurance policy? Please advice.?

hi, i hv applied an insurance policy with my one of relative. I had paid 2months payment as a premium to her. But until now I hvn’t received any documents from her but only sent me a whatsapp picture of my policy. After 2 months, now she asks for my 3rd month payment, and said that she don’t hv time to come down to

hi, i hv applied an insurance policy with my one of relative. I had paid 2months payment as a premium to her. But until now I hvn’t received any documents from her but only sent me a whatsapp picture of my policy. After 2 months, now she asks for my 3rd month payment, and said that she don’t hv time to come down to my place but all documents and medical card all on her hand. I asked her where I should pay to. She asked me to pay to her acc number. I asked why the insurance company doesn’t provide their own acc number? She said only 2 options, whether transfer to her acc or fill up form for auto debit. Actually, I don’t like the auto debit method. Now, problem is my hubby doesn’t like her attitude (irresponsible). My husband asks me to cancel the policy. If I want to cancel my policy, can i get back my refund which I paid earlier? Please advice. Thank you.

Other answer:

Maggie Sweet:
Hi so you have entirely wrong here it is you on her insurance policy. so just tell her you no longer wish to continue with this insurance. she then has to cancel you off her insurance policy. you will not get a refund as you have been part of here policy for the last two months.
Entidtil:
It sounds as if your relative is taking you for a ride Is your relative a licensed insurance agent? Which insurance company is covering you? Sorry but based on your "question", this sounds like a scam to me. A "picture" of a policy is not worth a cent and has no legal standing. If it is legitimate, cancel the policy in writing and get an acknowledgement of the cancellation. One way to check if a policy really has been issued is to ask the insurance company directly. The name and address of the company should be on your "photo" of the policy.
Timbo is here:
Why not go get the insurance stuff from her?
You have had the insurance cover for the time period that you have paid for so are not entitled to a refund at all.
Bikerboy:
as your not receiving any refunds of the loan that you are paying out for others pleasure ,i would recommend that you inform this person that you will be cancelling the policy due to lack of trust and havent received any return payments from the third party..their attitude stinks ,
 Fred K:
You can't get a refund, you have already 'used' 2 months

Assuming she hasn't fraudulently photoshopped your name on the the picture of the documents, you can either carry on paying, set up direct debit or contact the insurance company directly.

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