Say I turn left on a yield green light, onto Road A. A car on the oncoming lane, directly opposite me turns right on red onto the same road and hits the front side of my car(right side of the hood). Who is at fault and what do I tell my insurance company?
Answers and insight of law enforcement professionals or insurance investigators preferred.
If it was a solid green left turn arrow, you would have right of way. But "yield green light" (green or amber flashing arrow, or round solid green light?) would mean that you should yield to oncoming traffic and the other driver made a right turn on green, not red. In that case you would be considered to be at fault.
Even if there are 2 lanes on the road that you are turning onto and you intend turn into the left lane on that road like you should, it is hazardous to assume that someone making a right turn will not improperly swing wide into the left lane on the road they are turning onto. So it would be prudent to wait and see where the right turner is going.
In this situation, the car turning left with a green light has the right-of-way. The car turning right on red is at fault. The car turning right MUST come to a full and complete stop at the red light before entering the intersection, and MUST yield to all other traffic on the street.
There is no such thing as a "yield green light." If an opposing car has a red light, you would have a green or amber left turn arrow. A driver doing a "right on red" yields to all other traffic.
(a) A driver facing a steady circular red signal alone shall stop…
(b) … may turn right … shall yield the right-of-way to pedestrians … and to any vehicle that has approached or is approaching….
I think you are mistaken that the other driver had a red light. It would have been green unless you had a green arrow, which you said you did not. Plus, you couldn't see the light that faced the other driver, so you are probably only assuming what color it was. The police report will say that you were at fault. The only way you would not have been at fault is if you had a green arrow. There is no evidence you had a green arrow, not even your own statement.
You should always enter the closest available lane going in your direction, so, IF there was only one lane, and IFyou had a green arrow, the oncoming vehicle should have had a red light, which means it's the other driver's fault….he has to stop before proceeding when safe to do so.
If you had a green arrow, and you were entering a roadway with two lanes, the oncoming vehicle should have entered his closest lane (right curb lane), and you should have entered your closest lane (left curb lane)…..
Depends on who got the ticket, usually if you are making the left turn you are at fault since you are crossing traffic. unless you had a green arrow showing you had the right of way.
A thought shared.