It's a surprise for her 18th birthday next month. I want something cheap and that will have cheap tax and insurance but something that's stylish and doesn't look rubbish any ideas?
There’s no getting away from it: Car insurance for 17 year olds is expensive. The simple fact is the youngest drivers on our roads are statistically more dangerous, owing to their understandable lack of experience behind the wheel.
This guide is aimed at 17-year-olds who have just passed their test, but includes tips about the cheapest cars to insure that will be relevant to any young motorists.
If you are a young driver trying to get on the road, it’s not all doom and gloom. There are some things you can do to help yourself:
Take an advanced driving course, like PassPlus, Btec Level 2, IAM, or RoSPA. By getting extra skills and experience, you’ll be making yourself a safer driver and young drivers can often save much more than the cost of the course on their first insurance premium.
Make your policy work for you. Take a limited mileage policy if you can commit to driving less than, say 1500, 3,000 or 5,000 miles a year. Another money-saving method is installing a black box into your car, which will measure your mileage and reduce your premium.
Joining a car owners club can drop your premium by up to 15%.
Keeping your car in a safe place, for example the garage or driveway, and improving security features, such as fitting an alarm, will decrease the risk of theft and keep costs down.
Add a parent with driving experience onto the policy to further reduce your premium.
So far, so good, but there are some factors you can’t, or are unlikely to change. You can’t make yourself any older, and you probably don’t want to move house just to get cheaper car insurance. So that leaves the car that you choose as the main factor in determining the price you will pay.
Nothing can have cheap insurance if someone who is 17 or 18 drives it. The main requirement for getting cheap insurance is that all the drivers must be 25 or older.
Bad, bad idea. People need to choose their own car.
But, I agree, a Focus is a good, cheap, very reliable car.
Vauxhall Corsa is a reaonably inexpensive car to buy and run, depending on the model of course.