Stationary at trafic light with 2 cars at the front of me. Light goes green and both cars move forward however I can see heavy trafic and a yellow box so no room for me to move forward apart from stopping in yellow box. So I move slowly forward to lights and stop and in that time I can see in my rear mirror a man
Stationary at trafic light with 2 cars at the front of me. Light goes green and both cars move forward however I can see heavy trafic and a yellow box so no room for me to move forward apart from stopping in yellow box. So I move slowly forward to lights and stop and in that time I can see in my rear mirror a man shouting, I ignore and stop at light and at the same time I can hear a car reving engine and the loud bang! Under shock, It took me a few moment to realize that the shouting, the car reving and being hit from behind was all linked.
I was still prose song what just happened, The man came out out of his car shouting at me being apologetic and handed me his business card, I say I going to need more details pls and says yes! He jumped back in his car very quickly and drove off.
What I have done so far, contacted the police living my detSils insurance policy driving license and informed my insurance!
You better hope that the business card he gave you was HIS business card. Many people may carry in their wallet, cards of friends or business, so if he gave you one of those, and with his jumping in the car and leaving, won't know who he is.
You did everything right, by contacting police and filing a claim on your insurance. IF, ever in another accident, always get insurance information, and if possible the plate number, since if any information is wrong, then the plate will ID the owner, address and insurance information.
You have done all you need to in the immediate term.
The insurance will sort your car, you will have to pay your excess unfortunately but you should ask/tell your insurance company to recover it from the other driver's cover.
If the junction is covered by council cctv you could ask to keep a copy or ensure it is not erased for future use.
You could also press the police to identify & prosecute the driver for any number of offences including:
leaving scene of accident without giving all details.
some variety of driving without due care or careless
Allow your insurance to handle it. Ask them any question that you may have. Seek advice from them. Communicate with them.
Stopped in a "yellow box" ?
Description is poorly written and too vague.
Accident? Always call the police to the scene and then immediately notify your insurance company….Always !
You've done all you can do, now let your insurance company handle it.
Seriously, there is nothing more you can do. Your insurance company will look for this other guy, and if they find him great. If they don't, you're yet another victim of a hit & run. Your Collision coverage (if you have it) will pay for your repairs. And if you don't have it, your insurance company will tell you they can't help you.